Tracking your Finances with Downloadable Apps
A recent study conducted by Gallup found that only about 30% of people set a budget regularly. Further, about 10% of the American adult population do not have any kind of credit history whatsoever. This represents 45 million people with no credit score. People without a decent credit score find it difficult to get financial services such as credit using the traditional methods. Starting a plan that will help better your credit score and help you keep track of your expenses is prudent for the following reasons.
A good plan helps you stay on top of your bills. Without a budget, you are likely to fall behind on your bills. No one likes falling behind on their bills but it easily happens. Falling on behind on paying your bills will result in a negative hit on your credit score. Late payment of bills will also result in high penalties in addition to the effect on your credit score. However, you do not to worry if you are the kind to forget when to pay your bills. There is the downloadable Prism app that will help you remember to pay all your bills on time. It is an easy process of downloading the app to your phone and linking it up with the account that you use to pay the bills. You will then be reminded when a bill is available or due. What makes it even better is that the app is free.
You will also find the downloadable financial tools very helpful if you have problems budgeting. Most people are unsure of where their money goes. If you are one of these people who need a better understanding of how much their lifestyle is costing them, the ‘You Need A Budget’ app will be of great help to you. You need a budget is a downloadable app from financial solutions that helps you keep track of your finances. This app and software helps you identify the areas that you are overspending on and also helps you track other expenses such as rent, gas and water bills.
If you would wish to get a loan from an online lender like Bonsai finance, downloadable financial tools will be of great help. Even without a perfect credit score, Bonsai finance will help you access personal loans and credit cards. A credit check is not required when applying for a loan from Bonsai Finance, making it easy for those with a bad credit score. Bonsai Finance has an app that is easy to use. The FAQ section of the Bonsai Finance app is very helpful to those visiting for the first time. Download the Bonsai Finance app now and start getting online loans fast.